Hampton Bankruptcy Attorneys
Serving Hampton and Newport News Residents
When you are considering filing for bankruptcy, it is important that you retain the representation of a trusted Hampton bankruptcy attorney. At the Law Office of Philip R. Boardman, P.C., we are a team of dedicated individuals who are proud to serve the Hampton and Newport News areas in assisting residents to obtain financial freedom through bankruptcy and credit restoration. Our lawyers are all active members of the Tidewater Bankruptcy Bar Association and are licensed to practice in the states of Virginia, Florida, Georgia and the District of Columbia. We have helped thousands of clients save their homes from foreclosure, stop garnishments and repossessions and get them back on a track to financial freedom. At the Law Office of Philip R. Boardman, P.C., we have assisted thousands of clients in avoiding foreclosure, stopping harassing creditor calls and ensuring that clients reach an amicable resolution in a short amount of time.
Unlike other bankruptcy firms who only help you file for bankruptcy and then leave you on your own, the team at the Law Office of Philip R. Boardman, P.C. is in it for the long haul. Not only will we discuss your entire financial situation and review all statements and debts, we will also provide you with trusted counsel in determining which chapter of bankruptcy is right for you and assist you in filing all necessary court documents in a timely manner. After your bankruptcy case has been submitted, our team will provide to you, free of charge, our trusted
credit restoration services. At the Law Office of Philip R. Boardman, P.C., we work exclusively with
720creditscore.com to help our clients obtain a 700-range credit score within six months to two years from the date that they filed for bankruptcy. This effective program is something that you will not find at other law firms, and we are proud to offer it free to all clients.
At our firm, we are committed to our clients' well-being and ensuring that they receive positive resolutions for their bankruptcy cases. We know the ins and outs of the interactions between state laws and federal bankruptcy laws and we can evaluate your case to help you decide which chapter of bankruptcy to choose. In every bankruptcy case, a means test calculation is performed to determine which chapter of bankruptcy you can file. If you are unable to make even minimal payments on your debts, you should qualify to file a liquidation bankruptcy, or a Chapter 7 bankruptcy. If you do not qualify for Chapter 7 bankruptcy in a means test, then you may be eligible to file under
Chapter 13. In a Chapter 13 bankruptcy, you can begin to pay off debts through a court-approved payment plan that may last anywhere from three to five years. The vast majority of all Chapter 13 plans only pay a small percentage to unsecured creditors.
Contrary to popular belief, filing for bankruptcy actually offers many benefits and can help you get started on the path to financial freedom. One of the main reasons people are often pushed to file is the fact that they can no longer afford payments on their debts and the creditor calls and collection attempts become overbearing; but by filing for any chapter of bankruptcy, you can completely stop the harassing calls. If you are being threatened with
repossession, bankruptcy can stop those processes from going through or help you regain recently repossessed properties. When you file for bankruptcy, all non-secured debts, such as
payday loans and some secured debts such as
mortgage liens, can be
discharged. While bankruptcy is not right for everyone, it may be right for you and your family. If you are considering filing, you deserve to work with an experience attorney - you deserve to work with the Law Office of Philip R. Boardman, P.C.
Work with the Law Office of Philip R. Boardman, P.C.
At our firm, we understand that you could be feeling stressed about your situation, which is why we stand ready to dispel any myths and answer any
questions you may have regarding bankruptcy. Our goal is make sure that you are confident going into bankruptcy that you understand that filing can sometimes be the best option for you and your family. We are proud to have served thousands of satisfied clients in our 14 years of operation and we may be able to assist you as well. If you have concerns regarding your situation, or if you are interested in
learning if bankruptcy is right for you, do not hesitate to
contact our team today and schedule a
free case evaluation with a Hampton bankruptcy attorney now. We want to ensure that you are well
prepared when entering into bankruptcy and that you are taken care of after you file. There is no better place to turn than the Law Office of Philip R. Boardman, P.C.